Insurance for international students

When studying in the Netherlands, it is essential that you obtain the appropriate insurance. Finding out which insurance applies can be challenging, as the requirements differ for students from different countries of origin. The form below will help guide you towards the insurance that applies to you specifically. 

Which insurance do I need?

Are you employed in a paid job?

International students who have a paid internship for which they are paid at least as much as the Dutch minimum wage or who have a part-time job need to register for Dutch public health insurance.

More on Dutch public health insurance 

In addition, it is advised to register for additional insurances, such as travel insurance and/or liability insurance, like AON Start. 

More about AON Start 

Are you an EEA citizen?
EEA stands for European Economic Area. There are 30 EEA countries: The 27 EU member states, Iceland, Liechtenstein and Norway
Do you have a EHIC, a European Health Insurance Card?

EEA students who are not employed in the Netherlands or who do not have a paid internship with at least a minimum wage income, are not eligible for Dutch public health insurance but receive health coverage through the European Health Insurance Card (EHIC).

In most cases, EHIC only partly covers your health expenses and has a limited duration for coverage. It is therefore important to check which elements are not included in your coverage with your insurance company in your home country.

More about EHIC coverage

To ensure additional coverage in case of health-related expenses are made, additional insurance coverage is strongly advised. In addition to the basic coverage provided by EHIC, the AON Start+ package insures travel and stay, as well as some additional medical costs that are not covered under your normal health insurance (EHIC).

More about AON Start+

EEA students who are not employed in the Netherlands or who do not have a paid internship with at least a minimum wage income, are not eligible for Dutch public health insurance. This can in part be covered by the European Health Insurance Card (EHIC). If you do not have an EHIC, please first check if you are eligible to apply for one.

More about EHIC

If you are not eligible to receive a European Health Insurance Card a private insurer will be able to cover you. The AON Complete+ package will provide you not only with basic health insurance, but also with travel insurance and liability insurance.  

More about AON Complete+

Has Radboud University arranged your residence permit?
Radboud University will arrange the Aon Complete+ insurance for the first year of your studies. If you receive a scholarship from Radboud University that covers insurance, your AON Complete+ insurance will be arranged for all the years you receive this scholarship. The AON Complete+ insurance covers health, travel and liability.

More about AON Complete+ 

Please, contact the Student Admissions Visa team in case you have any questions regarding your insurance registration. 

If your residence permit has not been arranged by Radboud University, you can apply for a private insurance package yourself. The AON Complete+ package provides you with health, travel, and liability insurance coverage.  

More about AON Complete+ 

In case your stay in the Netherlands is shorter than three months, you should first check whether your health insurance in your home country covers your temporary stay in the Netherlands.

Should you have any questions about insurance, please contact the Student Admissions visa team.

Contact information

Student Admissions can assist you in the application process and help you with practical issues concerning your stay. If you have any questions concerning visa or the return of your residence permit, please contact the visa team of Student Admissions.

Mail: visa@io.ru.nl.       Tel: +312 43 61 23 45

Contact information

Student Admissions can assist you in the application process and help you with practical issues concerning your stay. If you have any questions concerning visa or the return of your residence permit, please contact the visa team of Student Admissions.

Mail: visa@io.ru.nl.       Tel: +312 43 61 23 45

Contact information

Student Admissions can assist you in the application process and help you with practical issues concerning your stay. If you have any questions concerning visa or the return of your residence permit, please contact the visa team of Student Admissions.

Mail: visa@io.ru.nl.       Tel: +312 43 61 23 45